Student Insurance is ideal if you are:
- Required
to have coverage as a student, but choose not to participate in a college-sponsored plan
- Finding
a traditional individual medical or other current coverage to be too expensive as a student Part Time Student
- College Student
- Graduate Student
Tuition, books, rent, food, fun . . . health
insurance? ? ? ?
With all the things you have to pay for in college,
paying for health insurance is probably last on your list. But what's last on your list could be the first thing to
put you at serious financial risk. That's why Assurant Health created Student Select just for college students . . . specifically
those of you who may need to change schools or who may be attending school outside the HMO or PPO region of your parent's
health plan.
What is Student Select*?
Student
Select is permanent, renewable individual health insurance. It is designed specifically for college students under the age
of 30.
* Products are underwritten by Time Insurance Company.
Plan Highlights
If you need to transfer schools, your Student Select coverage moves with you. Student Select is not tied to any one school.
There's no need to change coverage or re-apply. In fact, you're covered when traveling anywhere in the United States, its
possessions or Canada.
You choose your doctors and hospitals. You are never restricted to an HMO or PPO service
area.
With Student Select you're covered year-round, not just during the school term. And, if for some reason,
you have to leave school, Student Select stays with you for the remainder of the policy year... and then it's guaranteed renewable.
Student Select guarantees renewability. Whereas most college plans only cover you until you graduate or very shortly
thereafter, Student Select can be renewed as long as it's needed . . . and, of course, as long as the premiums are paid.
Eligibility Requirements
Student Select is available to any eligible
student. Any full-time college student*(taking nine or more college credits), attending a state accredited college or university,
under the age of 30 and is able to answer "NO" to the medical questions on the application, is eligible for Student
Select. You must be a full-time student for a minimum of 31 days following the effective date of your policy.
* Assurant
Health will accept the school's definition of full-time.
Preauthorization
If
you are insured under a Student Select policy, you must obtain authorization for all hospital admissions, outpatient surgeries
and certain other services. The number to call for Student Select preauthorization is 800-454-5105. The Student Select identification
card, which is attached to the insurance contract you will receive, also lists the preauthorization phone number.
No HMOs or PPOs
Since Student Select is not an HMO or PPO plan, you can visit the
doctor or hospital of your choice. No referrals are needed, no non-network penalties are incurred ... the choice is yours!
Payment Options
You can pay for your Student Select plan on an annual or semi-annual
basis. We offer two convenient payment methods of credit card (Visa/MasterCard) or personal check. Both the annual and semi-annual
payment options are available with the credit card payment method.
over 50 Major Carriers to choose from simple, fast and no obligation....
