Our Pledge to you
Prices are fixed by law.
You can't find lower rates anywhere!
Our mission is to help Texans build a secure plan!
Here's what our clients are saying see more
This is not a paid endorsement
Why do you need health insurance
Most people focus first on the premium. While that’s an important factor, you need to review what your dollars get you. If you think about it, you are buying insurance to cover the major expenses, like a surgery or serious accident. Generally, most of us could afford the expense for a hand full of doctor’s visits. If you do get sick or have an accident an inpatient hospital stay may cost thousands of dollars. Putting a cap on what you may owe with a Texas health insurance plan is the best protection from high medical bills. It's important to remember, if you don't buy health insurance coverage you will be responsible for 100% of the cost of your medical care.
We give you a choice
Select from a variety of quality plans.
We make it convenient for you
Easy to review plans and apply.
We give you security
Good coverage means peace of mind.
We help to make it affordable
Find coverage you need.
Health insurance options
If it's during the Open Enrollment Period, you may be able to purchase an ACA plan. If you are outside of Open Enrollment, and not eligible for a Special enrollment period, you may consider a Texas Short Term health insurance plan. These plans offer limited benefits that do not meet the essential benefits of the government’s ACA requirements.
Special Enrollment Period
After ACA Open Enrollment ends, you won't be able to get health coverage through the Marketplace until the next annual enrollment period, unless you have a qualifying life event*.
*Qualifying Life Event - here's some of the events that generally qualify you for a special enrollment period:
Marriage or divorce, having a baby or adopting a child, losing other health coverage due to losing job-based coverage, COBRA expiration, aging off a parent’s plan, and similar circumstances. Read more.
When can I buy a ACA health plan
The Affordable Care Act (ACA) Open Enrollment Period is the time when you may be eligible to select a individual health insurance plan. It runs from Nov 1 to Dec 15 each year.
If your situation changes, after this time period, you may be eligible for a Special Enrollment Period. If you have a qualifying life event, you could have a 60-day special enrollment period to secure a new plan.
Our mission is to help you build a secure plan.
We'll help you every step of the way
Our mission is to provide you with high-quality insurance plans that’s affordable and simple to apply for. Whether you're new to evaluating insurance or you've been enrolled for a while, you may need help to review what your options are. We know choosing insurance can be overwhelming, with too many options to consider. That’s why you need an agent you can trust to review your plan choices and cost - we'll help you simplify the process. Since 1999, we've been the trusted advisor for many people.
Our goal is to help you build a secure plan,
Where You Come First.
Compare benefits and cost. Select a plan with confidence!
The Ultimate Resource for Insurance - Individual, Family, Seniors and Small Group.
Starting with the 2019 calendar year, if you don’t have qualifying health coverage, the penalty no longer applies.
Short Term plans are an option to ACA Health Insurance.
Note: This change will take effect with 2019 taxes, which are filed in early 2020. See details.
Prices are fixed by law. You can't find lower rates anywhere!
You Come First
Choosing insurance can be overwhelming with numerous options to consider.
Let us help you simplify the process.
ACA health Insurance - 2019 Special Enrollment Period quote now
Quote Insurance and Discount Options