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Welcome

Our Pledge to you
We give you a choice
We give you security
We offer affordable options
We make it convenient for you
We offer superior customer service

Here's what our clients are saying

When can I buy a ACA health plan

Open Enrollment is the period when you can select a individual health insurance plan. This year it runs from November 1, 2017 to December 15, 2017.
If your situation changes, you may be eligible for a Special Enrollment period. If you have a qualifying life event, you could have a 60-day special enrollment period to secure a new plan.

Health Insurance Options

If you are outside of the Open enrollment period, and not eligible for a Special enrollment period you may consider a Short-Term health insurance plan. These plans offer limited benefits that do not meet the essential benefits of the government’s ACA requirements. This also means, you could pay a tax penalty without the ACA sufficient coverage for most of the year (unless you qualify for an exemption).

2018 Special Enrollment Period (SEP)

See if you qualify for Individual and Family health insurance during a SEP due to a qualifying life event.   Quote now

You Come First
 Here's our daily goal to help this plan 

1

  Our business model is built on

top quality products
stability and honesty
client oriented service
customer satisfaction
confidentiality
referrals

Choosing insurance can be overwhelming with numerous options to consider.

Let us help you simplify the process.

We give you a choice

  •     Select from a variety of quality plans
We make it convenient for you
  •     Easy to review plans and apply
We give you security
  •     Good coverage means peace of mind for you and your family
We help to make it affordable
  •     Find coverage you need at a price that suits your budget

We'll help you every
step of the way

Our mission is to provide you with high-quality insurance plans that’s affordable and simple to apply for. Whether you're new to evaluating insurance or you've been enrolled for a while, you may need help to review what your options are. We know choosing insurance can be overwhelming, with too many options to consider. That’s why you need an agent you can trust to review your plan choices and cost - we'll help you simplify the process. Since 1999, we've been the trusted advisor for many people.

Our goal is to help you build a secure plan, Where You Come First.

Compare benefits and cost tselect a plan with confidence!

          Choose the right plan 

Our mission is to help you build a secure plan

Why do you need health insurance

Most people focus first on the premium. While that’s an important factor, you need to review what your dollars get you. If you think about it, you are buying insurance to cover the major expenses, like a surgery or serious accident. Generally, most of us could afford the expense for a hand full of doctor’s visits. If you do get sick or have an accident an inpatient hospital stay may cost thousands of dollars. Putting a cap on what you may owe with health insurance is the best protection from high medical bills. It's important to remember if you don't buy health insurance coverage you will be responsible for 100% of the cost of your medical care. Also, a Tax penalty might apply.

Special Enrollment Period

After open enrollment ends, you won't be able to get health coverage through the Marketplace until the next annual enrollment period, unless you have a qualifying life event*

*Qualifying Life Event
Here's some of the qualifying life events that generally qualify you for a special enrollment period.

Marriage or divorce, having a baby or adopting a child, losing other health coverage due to losing job-based coverage, COBRA expiration, aging off a parent’s plan, losing eligibility for Medicaid or CHIP, and similar circumstances.


- Important: Voluntarily ending coverage doesn’t qualify you for a Special Enrollment Period. Neither does losing coverage that doesn’t qualify as minimum essential coverage. Read more.

Whether you're looking for
Affordable Care Act (ACA) Health, Medicare Supplement, LifeDental or Long Term Care Insurance
We're here to help you!

Testimonials see more
This
is not a paid endorsement