We offer Experienced, Committed Old Fashion Personal Service - Thanks again for choosing our services!
Insurance for Texans
ACA Health Insurance
Special Enrollment Period(SEP) - This starts following Open Enrollment each year - See if you qualify for ACA Individual/Family health insurance during a SEP due to a qualifying life event, likelosing other coverage, getting married, or having a baby. Read more.
Texas ACA health insurance plan purchased through the Marketplace. You have determined, by providing income and household information that you may be eligible for a Premium Tax Credit (PTC). If you qualify for PTC, you can receive savings to make insurance more affordable.
Add agent information to your application at HealthCare.gov: Agent: Susan Speciale National Producer Number (NPN): 1635661
Only one Licensed Sales Insurance Agent will contact you.
Your information is private and not sold or used for any other purpose than intended on this website.
Small Group Health Insurance
Texas small business owners currently not offering health insurance or interested in looking at a new product - you will want to review these options. More on options
Supplement Health Insurance Expenses
Short Term Health Insurance
Texas Short Term health plans are medically underwritten, don't cover pre-existing conditions (for a limited time) and don't meet the minimum essential coverage requirements of the ACA. Starting October 2, 2018, you can apply for a policy in Texas from 30 up to 360 days.
Starting with the 2019 calendar year, there's no penalty for not having coverage. Note: This change will take effect with 2019 taxes, which are filed in early 2020. See details.
Prices are fixed by law. You can't find lower rates anywhere!
Don't forget to add this... Supplemental Insurance Plans
These afforable plans supplement some of your higher out-of-pocket medical costs. Fill this GAP with a accident, critical illness plans and more.
Other Health Insurance Options
2019ACA Out-of-Pocket Maximums limits $7,900 for self-only coverage $15,800 for family coverage
Is your household income in this chart?
Texas ACA health insurance plan purchased directly with the Texas insurance company. You can do this through me, aninsurance agent.
Purchasing this way, you have determined that you are NOT eligible for Premium Tax Credits available within the Federal Marketplace at HealthCare.gov.
2018 PTC Savings depend on income & family size
$12,060 to $48,240 for individuals $16,240 to $64,960 for a family of 2 $20,420 to $81,680 for a family of 3 $24,600 to $98,400 for a family of 4 $28,780 to $115,120 for a family of 5
Experienced, Committed Old Fashion Personal Service Thanks again for choosing our services!
We value your time in reviewing our products and will not make your information available to any other source. Only one TX insurance agent will contact you. We look forward to discussing products to match your needs. Thank you! Before purchasing, please review detailed benefits for products as well as summary of limitations and exclusions. This info is available in the brochure and/or outline of coverage or benefit schedule. Also, verify that your providers are in-network. Products are not available for all ages; please run a quote or contact us for details. Plan availability varies by state. While we have made every effort to provide accurate information on this topic, the information contained in this communication is for informational purposes only. It is not intended to provide, does not constitute, and cannot be relied upon as legal, compliance or insurance advice. This information is subject to change based on future regulation and insurance guidance. For advice, please contact your health insurance company, or consult with your own legal counsel or tax advisor for guidance on your specific situation. Please view ourpolicy information including additional details on product details and disclaimer.
Not connected with or endorsed by the United States Government, the State of Texas or the Federal Medicare program. These products, services or information may be discontinued at any time and, as appropriate, and may be subject to geographic availability. Not available for all ages; please run a quote or contact us for details.