Special Enrollment Period (SEP)
- This starts following Open Enrollment each year -
See if you qualify for ACA Individual/Family health insurance during a SEP due to a qualifying life event, like losing other coverage, getting married, or having a baby. Read more.
Small Group Health Insurance
Texas small business owners currently not offering health insurance or interested in looking at a new product - you will want to review these options. More on options
Supplement Health Insurance Expenses
Prices are fixed by law.
You can't find lower rates anywhere!
Savings depend on
income & tax household size
$12,140 to $48,560 for individuals
$16,460 to $65,840 for a family of 2
$20,780 to $83,120 for a family of 3
$25,100 to $100,400 for a family of 4
$29,420 to $117,680 for a family of 5
6+ run a quote to determine.
ACA BCBS Texas statewide
On and Off Marketplace health insurance.
Quote now to review plans, provider networks and apply.
Starting with the 2019 calendar year, you won’t receive a penalty for not having ACA health insurance coverage.
Note: This change will take effect with 2019 taxes, which are filed in early 2020. See details.
Don't forget to add this...
Supplemental Insurance Plans
These afforable plans supplement some of your higher out-of-pocket medical costs. Fill this GAP with a accident, critical illness plans and more.
Short Term Health Insurance
Texas Short Term health plans are medically underwritten, don't cover pre-existing conditions (for a limited time) and don't meet the minimum essential coverage requirements of the ACA. Starting October 2, 2018, you can apply for a policy in Texas from 30 up to 360 days.
Starting with the 2019 calendar year, you won’t receive a penalty for not having ACA health insurance coverage. Note: This change will take effect with 2019 taxes, which are filed in early 2020. See details.
Other Health Insurance Options
Is your household income in this chart?
Contact us to review your options!
Texas ACA health insurance plans through the On Marketplace.
Premium Tax Credit (PTC) eligibility.
When you apply, you will be asked if a professional is helping you with your application? Select YES.
Add agent information to your application:
Agent: Susan Speciale
National Producer Number (NPN): 1635661
REVIEW this before you decline or cancel job-based insurance. You probably won’t qualify for Marketplace savings - if your job-based insurance meets certain criteria.
2019 ACA ON and OFF Marketplace
Health insurance plans
For in-network/covered benefits Out-of-Pocket Maximums limits:
$7,900 self-only coverage - $15,800 family coverage
Only one Licensed Sales Insurance Agent will contact you.
Your information is private and not sold or used for any other purpose than intended on this website.
The premium tax credit – also known as PTC – is a refundable credit that helps eligible individuals and families cover the premiums for their health insurance purchased through the Health Insurance Marketplace. To get this credit, you must meet certain requirements and file a tax return. IRS Learn More
2019 Special Enrollment Period
Outside the yearly Open Enrollment Period, you can get coverage only if you qualify for a Special Enrollment Period or for Medicaid or CHIP.