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You can't find lower rates anywhere!

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1

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Top quality products
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INSURANCE

Compare benefits and cost.
Select a plan with confidence!

Our mission is to help you build a secure plan.

Here's what our
clients are saying

Our mission is to provide you with quality insurance options. Use the quoting tools to compare choices and apply online for most products. We know choosing insurance can be overwhelming, with too many options to consider. That’s why you need an agent you can trust to review plan choices and cost. We'll help you simplify the process. Since 1999, we've been the trusted advisor for many people.

This is not a paid endorsement 

I really appreciate your personal attention to these matters. It makes a real difference to me and my family.  Best regards, Curt
It was such a pleasure talking to you today! You have really calmed some of my fears around what to do, how to do it, and who to do it with!! 
Thanks again for everything!  Ann
Thanks!! We have really enjoyed the service from United of Omaha. I have given your name to some other folks too. 
 Claudia and Dean
Thank you so much, for all your help for John and me! I received the policy today (Thurs.). 
I appreciate it!   Sincerely, Mary
Thank you for your help. Your guidance has been invaluable. I will want to get the 20 year, $1 million policy, but need to talk to my lawyer first. I also want one of the health plans we discussed. I will definitely be referring you to others.  Brandon
NO, thank you for your patience and determination and your willingness to visit me on site. I cannot tell you what a burden has been lifted.     Kay
I just wanted to say 'thank you' for all of the time you spent helping me find the right plan for my family. You have a lot of patience! You made me feel like I was your only client.
-Michael
Sorry for the late response. It is your impeccable service that keeps me coming back and referring you to everyone that asks me about insurance. So, thank you!! 
Regards, Raghu

When can I buy a ACA health plan?

The Affordable Care Act (ACA) Open Enrollment Period is the time when you may be eligible to select a individual/family health insurance plan. If your situation changes, after this time period, you may be eligible for a Special Enrollment Period. If you have a qualifying life event, you could have a 60-day special enrollment period to secure a new plan.

Why do you need health insurance?

Most people focus first on the premium. While that’s an important factor, you need to review what your dollars get you. If you think about it, you are buying insurance to cover the major expenses, like a surgery or serious accident. Generally, most of us could afford the expense for a hand full of doctor’s visits. If you do get sick or have an accident an inpatient hospital stay may cost thousands of dollars. Putting a cap on what you may owe with a Texas health insurance plan is the best protection from high medical bills. It's important to remember, if you don't buy health insurance coverage you will be responsible for 100% of the cost of your medical care. 

Health insurance options-

If it's during the Open Enrollment Period, you may be able to purchase an ACA plan. If you are outside of Open Enrollment, and not eligible for a Special enrollment period, you may consider a Texas Short Term health insurance plan. These plans offer limited benefits that do not meet the essential benefits of the government’s ACA requirements. 

We give you a choice
Select from a variety of quality plans.
We make it convenient for you
Easy to review plans and apply.
We give you security
Good coverage means peace of mind.

Special Enrollment Period

After ACA Open Enrollment ends, you won't be able to get health coverage through the Marketplace until the next annual enrollment period, unless you have a qualifying life event.* 

*Qualifying Life Event - here's some of the events that generally qualify you for a special enrollment period:

Marriage or divorce, having a baby or adopting a child, losing other health coverage due to losing job-based coverage, COBRA expiration, aging off a parent’s plan, and similar circumstances.    Read more.

Our mission is to help Texans build a secure plan!

Choosing insurance can be overwhelming with numerous options to consider.

Welcome

Prices are fixed by law. You can't find lower rates anywhere!

The Ultimate Resource for Insurance - Individual, Family, Senior and Small Group

Hi, No problem, glad to help. After all the grief I’ve caused you, it’s the least I can do. Hopefully they will be easier customers than me! I have never claimed to be the easiest customer to deal with, but I am loyal when I feel that loyalty has been earned and in this case you’ve gone the extra mile. Thanks!   Best, Bryan

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 How ACA Insurance Works                                                                          ACA Health Plan Basics