ACA Individual and Family Health Insurance

Prices are fixed by law.
You can't find lower rates anywhere!

American Rescue Plan and the Marketplace learn more

Marketplace coverage with the increased tax credits to reduce premiums.

2022 Open Enrollment Period runs from Nov 1, 2021 through Jan 15, 2022

On and Off Marketplace health plans:

  • Aetna (HMO)
  • Blue Cross and Blue Shield of Texas (HMO)
  • Bright HealthCare (HMO)
  • CHRISTUS Health Plan (HMO)
  • Friday Health Plans (EPO)
  • Molina Marketplace (HMO)
  • Oscar (EPO)
  • Scott&White Health Plan (HMO)
  • UnitedHealthcare (HMO)


  • This quoting and enrollment tool is a secure and trusted partner of
  • The same plans and premiums on are shown here.
  • If you have an account at you can return there to apply.
  • You can also search for your account in this quoting and enrollment tool (HealthSherpa) to bring your application here to apply.

One place to compare your options.

  • Quote to review all plan benefits in your county.
  • Apply with or without a government subsidy.
  • See which plans your providers accept.
  • See how much each plan pays towards your prescription drugs.
  • Edit your application to reflect your 2022 earnings.

Exclusive Provider Organization (EPO)
Health Maintenance Organization (HMO)

Estimating your household income

Marketplace savings are based on your expected household income for the year you want coverage, not last year’s income.

Income is counted for you, your spouse, and everyone you'll claim as a tax dependent on your federal tax return (if the dependents are required to file). Include their income even if they don’t need health coverage.
See details on who to include in your household.

Your information is private and not sold or used for any other purpose than intended on this website.

Companies are in select counties.
Run a quote to review plans your area.

2022 ACA Marketplace health plans

Out-of-Pocket Maximums limits
(for in-network/covered benefits)
$8,700 individual plan
$17,400 family plan

If you're eligible you may receive cost
sharing reductions on some plans.

2022 Open Enrollment Period runs from Nov 1, 2021 through Jan 15, 2022

Apply between: Nov 1, 2021 - Dec 15, 2021
Coverage effective: Jan 1, 2022

Apply between: Dec 16, 2021 - Jan 15, 2022
Coverage effective: Feb 1, 2022

If you don’t act by Jan 15, 2022, you can’t get 2022 coverage unless you qualify for a
Special Enrollment Period.

Do you need help selecting a plan?

Contact us to help you explore your options.

Let the experienced insurance agent
go to work for you!

We've been helping our clients for over 24 years!

Our priority is to assist you to make the best choice for you and your family. We offer numerous plans to select from so you can build a solid plan. We value your trust and will always work hard to keep it. Thank you!