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Our mission is to provide you with quality insurance options. Use the quoting tools to compare choices and apply online for most products. We know choosing insurance can be overwhelming, with too many options to consider. That’s why you need an agent you can trust to review plan choices and cost. We'll help you simplify the process. Since 1999, we've been the trusted advisor for many people.
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Thanks again for everything! Ann
Claudia and Dean
I appreciate it! Sincerely, Mary
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When can I buy a ACA health plan?
The Affordable Care Act (ACA) Open Enrollment Period is the time when you may be eligible to select a individual/family health insurance plan. If your situation changes, after this time period, you may be eligible for a Special Enrollment Period. If you have a qualifying life event, you could have a 60-day special enrollment period to secure a new plan.
Why do you need health insurance?
Most people focus first on the premium. While that’s an important factor, you need to review what your dollars get you. If you think about it, you are buying insurance to cover the major expenses, like a surgery or serious accident. Generally, most of us could afford the expense for a hand full of doctor’s visits. If you do get sick or have an accident an inpatient hospital stay may cost thousands of dollars. Putting a cap on what you may owe with a Texas health insurance plan is the best protection from high medical bills. It's important to remember, if you don't buy health insurance coverage you will be responsible for 100% of the cost of your medical care.
Health insurance options-
If it's during the Open Enrollment Period, you may be able to purchase an ACA plan. If you are outside of Open Enrollment, and not eligible for a Special enrollment period, you may consider a Texas Short Term health insurance plan. These plans offer limited benefits that do not meet the essential benefits of the government’s ACA requirements.
We give you a choice
Select from a variety of quality plans.
We make it convenient for you
Easy to review plans and apply.
We give you security
Good coverage means peace of mind.
Special Enrollment Period
After ACA Open Enrollment ends, you won't be able to get health coverage through the Marketplace until the next annual enrollment period, unless you have a qualifying life event.*
*Qualifying Life Event - here's some of the events that generally qualify you for a special enrollment period:
Marriage or divorce, having a baby or adopting a child, losing other health coverage due to losing job-based coverage, COBRA expiration, aging off a parent’s plan, and similar circumstances. Read more.
Our mission is to help Texans build a secure plan!
Whether you're looking for
Affordable Care Act (ACA) Health, Short Term Health, Small Group, Medicare Supplement,
Life, Dental or Long Term Care Insurance
We're here to help you!
Prices are fixed by law. You can't find lower rates anywhere!
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