2019 Special Enrollment Period 
Outside the yearly Open Enrollment Period  (Nov 1- Dec 15), you can get coverage only if you qualify for a Special Enrollment Period or for Medicaid or CHIP.    

These are the Texas insurance companies I represent.

- - We value your trust and will always work hard to keep it. Get a free health insurance quote with major carriers. Compare quotes for individual health insurance. We provide Texans with highly rated insurance plans. Let the experienced insurance agent go to work for you! Begin the process by contacting us.

PTC Savings
depend on
income & family size

$12,060  to   $48,240 for individuals
$16,240  to   $64,960 for a family of 2
$20,420  to   $81,680 for a family of 3
$24,600  to   $98,400 for a family of 4
$28,780  to $115,120 for a family of 5

Prices are fixed by law.
You can't find lower rates anywhere!

ACA Individual and Family Health Insurance

2019 ACA Marketplace health plans

Need Help?

Only one Licensed Sales Insurance Agent will contact you.

Your information is private and not sold or used for any other purpose than intended on this website.

Oscar Insurance 

EPO Plans

Quote here for these counties: 

Bexar, Comal, El Paso, Hays, Travis, Williamson 

Blue Cross Blue Shield of Texas 

HMO Plans

Updates for 2019

  • New agreement with Baylor Scott & White.
  • A renewing agreement with Texas Health Resources.
  • Adding a 2nd HSA plan.
  • BCBSTX offers Marketplace plans in every rating area throughout Texas.
  • Expanding from 9 to 14 plans (not all eligible for a PTC).

Please make your Initial Binder Payment and effectuate coverage for 01/01/19. If Binder is not received applications will be subject to Termination and may NOT be eligible for Reinstatement.

January premium payments can be made for New and Existing members at bcbstx.com. Existing members may also pay by phone at 1-866-680-5505. 

This information is subject to change without notice - refer to company for current documentation. 


After selecting the above Quote button, enter your census information.
Review plans (including details), provider network and premiums.
Select the plan you are interested in for the 2019 calendar year. Proceed through application process.
You need to make the first premium payment (binder payment) to activate your policy.

Now there is help to build a reliable plan! 

We will customize a benefit package to meet your needs and budget to help offset the rising cost of healthcare. We assist you to make the best choice for your family from hundreds of health insurance plans we offer. We take the guess work out to offer you a solid plan you can count on.

Off and ON Marketplace Plans

Off Marketplace Plans

CLIENTS - Special Enrollment Period:
Create a Healthcare.gov account. Complete the Marketplace application to reflect 2019 tax household information. Enter my information (above) in this section. If you're eligible for a Premium Tax Credit, then next, select a health insurance plan and apply.


Have questions?

Please request a quote.

We'll help you explore your options. 


When you apply, you'll provide income and (tax) household* information. You may qualify for a Premium Tax Credit (PTC) that lowers your premium.

* For the Health Insurance Marketplace, a household usually includes the tax filer, their spouse if they have one, and their tax dependents.


REVIEW this before you decline or cancel job-based insurance. You probably won’t qualify for Marketplace savings - if your job-based insurance meets certain criteria.

Texas ACA health insurance plan purchased through Healthcare.gov. When you apply, you will be asked is a professional is helping you with your application?  
Select YES

Next, select Agent. Please add the following to your healthcare.gov application when applying for the Premium Tax Credit:

Agent: Susan Speciale
National Producer Number (NPN): 1635661

Provider Networks

BCBSTX Provider Network

Find an In-Network Provider

Select In-Network Providers... answer questions to
Select Plan / Network: Blue Advantage HMO

Pharmacy and Prescription Plan Information

Molina Marketplace

Oscar Provider Network

$12,140  to   $48,560 for individuals
$16,460  to   $65,840 for a family of 2
$20,780  to   $83,120 for a family of 3
$25,100  to $100,400 for a family of 4
$29,420  to $117,680 for a family of 5
6+ run a quote to determine

On Marketplace Plans


Premium Tax Credit (PTC) eligibility

Is your household income in this chart?
(savings depend on income & tax household size)